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Lending Rates
   
 

Rates Effective: September 1, 2010. Rates Subject To Change Without Notice.

Autos, Trucks, Motorcycles & Recreational Vehicles
Term
APR*
NEW (Untitled)
1 - 36 Months 3.99%
37 - 48 Months 4.59%
49 - 60 Months 5.19%
61 - 72 Months** 5.79%
73 - 120 Months*** 6.29%
121 - 180 Months*** 6.99%
2008 - 2010 (Titled)
1 - 36 Months 4.49%
37 - 48 Months 4.79%
49 - 66 Months** 5.19%
67 - 120 Months*** 5.69%
2005 - 2007 (Titled)
1 - 36 Months 4.99%
37 - 48 Months 5.49%
49 - 60 Months 5.99%
**Minimum amount financed is $20,000.00. *** Loan is a 3-year Payable-On-Demand
*APR Is The Annual Percentage Rate.

Personal
Term
APR*
Secured
1 - 36 Months 6.99%
37 - 48 Months 7.49%
49 - 60 Months 7.99%
Unsecured
1 - 36 Months 7.99%
37 - 48 Months 8.49%
49 - 60 Months 8.99%
*APR Is The Annual Percentage Rate.

Share Secured
Term
APR*
   
1 - 60 Months 2.50% Mminimum or 1.0 % Over The Current Rate Earned On The Account Pledged.
*APR Is The Annual Percentage Rate.

Overdraft Line-of-Credit
Term
APR*
   
- 18.00%
*APR Is The Annual Percentage Rate.

MasterCard
Term
APR*
   
- 12.48%
*APR Is The Annual Percentage Rate.

Mortgage & Home Equity
Term
APR*
First Mortgage
Rate Is Subject To Change Daily. Call For Current Rate.
Second Mortgage
3-year Payable-On-Demand 4.85%
Home Equity Line of Credit - First Lien
80% Loan-To-Value Up To 15 Yrs 3.75%
Home Equity Line of Credit - Second Lien
80% Loan-To-Value Up To 15 Yrs 4.25%
*APR Is The Annual Percentage Rate.
  • All rates are subject to change without notice
  • A down payment may be required
  • Your individual rate is based upon your credit score

For current rates and other types of loans, please call (715) 723-2216.

 
     
 
 

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